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THE RETURN OF THE COSTS OF CONSTITUTION OF A LOAN

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Claiming loan formalization expenses is becoming an increasingly widespread practice among Spaniards who have or have had a mortgage. This is due to the generalized attribution with which the banking entities charged their borrowing clients, all the expenses that could be generated from the contracting of a loan. They established conditions drafted unilaterally by them and imposed on their clients. Contracts with this type of wording are called general contracting conditions. When the clauses that contain said conditions violate the provisions of the regulations that regulate them, they are liable to be classified as “abusive”. With this name, the judicial bodies are qualifying the clause that contains the attribution of the mortgage formalization expenses and that is usually a fifth of the deed. Through it, the borrower is made responsible for the expenses of notary, registration, management, appraisal, and the tax of documented legal acts, among others. Likewise, they usually establi...
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HOW A REAL ESTATE INVESTOR MAKES MONEY

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 In real estate investing, people are usually unaware of how income can be generated. An investor in real estate must be clear about the concepts that we will explain below. I mean that stocks historically provide an annual rate of return of about 7% and bring few drawbacks. You buy and sell through a broker and earn or lose the difference, minus their commission and taxes. Comparatively, the securities of real estate companies that are listed in the stock markets historically give income below the average, which can be around 5% of annual appreciation, having to make a significant effort to monitor.  So, do you think that investing in real estate companies in the stock market can be a good investment? Well definitely NO. Now I will explain why and what we think of Cat Real Estate. Once you start taking action, your wealth creation will begin. I will show you below. Let's see ... investors who invest directly in real estate commonly earn total rates of return between 30% and 4...
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Tips on Choosing the Perfect Window Tint for Your Car

 When you are in love with your vehicle there are so many things that need to be taken into consideration the window film you choose from, the rims that are connected and the back mirror we like to have. This is only known by those who are in complete love with their cars. Here is a bit of a guide to choose the right window tint for your cars and that too at the most affordable cost. There are number of advantage sofa using a window tint besides it gives you a classy edge and privacy in your car. It also protects your vehicle from the damage of the UV rays and also becomes beneficial for those vehicles that are regularly parked outside down in the open. But before you could choose the right window tint there are two main categories to choose from. One is the main non-reflective window film that is available in the market while the other one being the metalized film or the ceramic window film . If you are looking for the something that allows you to protect from heat and glare and s...
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